Terms of Service

1. Introduction

Welcome to Sensyk. These Terms of Service (“Terms”) govern your access to and use of the Sensyk website, dashboard, research library, subscription services, reports, account features, and related services (collectively, the “Service”).

The Service is operated by Sensyk. (“Sensyk,” “we,” “us,” or “our”).

By accessing or using the Service, creating an account, starting a subscription, or clicking to accept these Terms, you agree to be bound by these Terms. If you do not agree, you must not access or use the Service.

If you use the Service on behalf of a company or other organization, you represent that you have authority to bind that organization, and “you” includes that organization.

2. What Sensyk Provides

Sensyk provides a subscription-based, AI-assisted public equity research publication library.

The Service may include:

• general public-market research reports;
• structured summaries of publicly traded companies;
• catalyst, risk, scenario, financial context, and evidence maps;
• research metadata filters;
• bookmarks and recent-reading history;
• subscription access to archived and newly published reports;
• AI-assisted research summaries and related product features; and
• support, billing, and account-management features.

Sensyk’s reports and tools are designed to help users explore already-published, general research publications by metadata such as research horizon, volatility profile, scenario range, sector, market, publication date, and evidence support level.

3. No Investment Advice or Personalized Recommendations

4. Eligibility

You must be at least 18 years old, or the age of majority in your jurisdiction, to use the Service.

You may not use the Service if:

• you are prohibited from doing so under applicable law;
• you are located in a jurisdiction where our provision of the Service is restricted;
• your account has been suspended or terminated; or
• you intend to use the Service for illegal, abusive, or unauthorized purposes.

We may restrict availability of the Service in certain jurisdictions at our discretion.

5. Account Registration and Security

To access dashboard features or paid reports, you must create an account through our authentication provider.

You agree to:

• provide accurate account information;
• keep your login credentials secure;
• not share your account with others;
• promptly notify us of unauthorized account use;
• be responsible for activity occurring under your account; and
• comply with all applicable laws when using the Service.

We use Clerk as our third-party authentication provider to manage account creation, sign-in, session management, and related security features.

6. Subscriptions, Fees, and Automatic Renewal

Some parts of the Service require a paid subscription.

Unless otherwise stated at checkout:

• subscriptions are billed on a recurring basis;
• the billing interval, price, currency, taxes, renewal terms, and cancellation instructions will be shown before purchase;
• your subscription automatically renews until canceled;
• you authorize us and our payment processor to charge your payment method for recurring subscription fees, taxes, and applicable charges; and
• price changes will be communicated as required by applicable law.

Payments are processed securely by Paddle, acting as the Merchant of Record. We do not store your full credit card number. Payment processors may collect and process payment details under their own legal terms and privacy notices.

7. Cancellation

You may cancel your paid subscription at any time through your account dashboard or the Paddle-hosted billing portal.

Cancellation stops future renewal charges. Unless otherwise required by law or stated in our Refund & Cancellation Policy, cancellation does not automatically entitle you to a refund for the current billing period.

After cancellation, your paid access will normally continue until the end of the current paid billing period, unless your subscription is refunded, charged back, terminated for breach, or otherwise restricted.

8. Refunds

Refund eligibility is governed by our Refund & Cancellation Policy, which forms part of these Terms.

Nothing in these Terms limits any non-waivable consumer rights you may have under applicable law.

9. License to Use the Service

Subject to these Terms and your subscription status, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Service for your own internal, personal, non-commercial, informational, and educational purposes.

This license does not transfer ownership of any content, software, data, reports, design, trademarks, or intellectual property.

10. Prohibited Use

You must not:

• copy, reproduce, redistribute, resell, sublicense, publish, or commercially exploit reports or Service content without written permission;
• share paid reports with non-subscribers or in public databases, chat rooms, Discord, Telegram, or similar channels;
• scrape, crawl, bulk download, index, or extract Service content;
• use Service content to train, fine-tune, benchmark, or evaluate AI or machine-learning models without written permission;
• circumvent paywalls, access controls, or subscription restrictions;
• interfere with the security or operation of the Service, or reverse engineer any part of it;
• use the Service to provide regulated financial advice or securities recommendations to others; or
• submit personal financial information, portfolio holdings, or other data intended to obtain personalized advice.

11. Intellectual Property

The Service, including reports, user interface, design, text, graphics, logos, software, databases, AI-generated or AI-assisted outputs, research structure, and metadata, is owned by Sensyk or its licensors and is protected by intellectual property laws.

“Sensyk” and related marks are trademarks or service marks of Sensyk. You may not use our marks without permission.

12. Public Sources, Third-Party Data, and Market Information

Reports may rely on public filings, company disclosures, market data, news, transcripts, third-party datasets, and other external sources.

We do not control third-party sources and do not guarantee that external information is complete, accurate, current, or error-free.

Market data and corporate information may change after a report’s data cutoff date. Later developments may not be reflected until a report is updated, if ever.

13. AI-Assisted Features and Limitations

Sensyk may use AI tools to assist with summarization, comparison, classification, evidence extraction, counterpoint identification, and report structuring.

AI tools can produce errors, omissions, outdated information, or inaccurate summaries. Human review may reduce but cannot eliminate these risks. AI-assisted outputs are not investment advice or trading signals.

14. Conflicts, Corrections, and Updates

Reports may include conflict-of-interest disclosures, source notes, data cutoff dates, and update information.

We may correct, update, revise, archive, or remove reports at any time. We are not obligated to update every report after publication.

15. User Submissions and Support Requests

If you submit messages, support requests, feedback, or other information to us, you grant us a limited right to use that information to respond, provide support, improve the Service, maintain records, and operate our business.

Do not submit passwords, payment card numbers, government identifiers, sensitive personal information, or personal financial portfolio details through support forms.

16. Privacy

Our collection and use of personal information is described in our Privacy Policy. By using the Service, you acknowledge that we may process personal information as described in the Privacy Policy.

17. Third-Party Services

The Service integrates with third-party services, including Clerk (authentication), Paddle (payment processing), Neon & Drizzle (database), PostHog (analytics), and Sentry (error monitoring).

Third-party services are governed by their own terms and policies. We are not responsible for third-party services, outages, acts, omissions, or policies.

18. Beta Features and Service Availability

Sensyk may offer beta, experimental, or early-access features. These features may be incomplete, unstable, modified, or discontinued at any time.

We do not guarantee uninterrupted access, error-free operation, uptime, data availability, or compatibility with all devices or browsers.

19. Termination and Suspension

We may suspend or terminate your account or access if you breach these Terms, payment fails, your use creates legal or security risks, you misuse or redistribute content, or we discontinue the Service.

Upon termination, your right to access the Service ends immediately. Certain provisions, including intellectual property, disclaimers, limitations of liability, payment obligations, and dispute provisions, survive termination.

22. Indemnity

If you use the Service on behalf of a business, or if you misuse the Service, you agree to indemnify and hold harmless Sensyk from claims, damages, liabilities, costs, and expenses arising from your breach of these Terms, content misuse, unlawful conduct, or violation of third-party rights.

23. Governing Law and Disputes

These Terms are governed by the laws of the State of Delaware, USA, excluding conflict-of-law rules.

Subject to mandatory local consumer rights, you agree that disputes will be resolved in the state and federal courts located in Wilmington, Delaware.

Before filing a formal claim, you agree to contact us at support@sensyk.com so we can try to resolve the issue informally.

24. Changes to These Terms

We may update these Terms from time to time. If changes are material, we will take reasonable steps to notify you, such as by posting a notice, updating the “Last Updated” date, or sending an email.

Your continued use of the Service after changes become effective means you accept the updated Terms.